Businesses To Start For Under $500

COMPUTER CONSULTING. As the computer pervades almost every aspect of our daily lives, people need to become computer literate–or at least know how to work things. If you have basic computer knowledge as well as specific expertise with popular software (Word Perfect, Lotus 1-2-3. etc.), individuals and other businesses will find your help worth paying for. You can have clients come to your home, but they might feel more comfortable if you came to their offices or homes to work on their particular machines. Of course if you consult for business, you must go to them. Advertise in the Yellow Pages or send direct mail queries to various business offices that you know use computers. Check your local computer dealers and ask about businesses that have just bought computer systems–you KNOW they’ll need help, and the dealer usually isn’t interested in helping customers work the things once they’ve made the sale. In fact, you might be able to enter into a deal with the computer dealer in which he recommends you as a consultant. For further reading: The Computer Consultant, Schueler Communications, Inc., 208 N. Townsend Street, Syracuse, NY 13203.

COMPUTER PROGRAMMING. No software package right now out of the box is going to work for a business exactly the way they want it to, so custom computer programming is often needed. Your programming ability can create a custom applications for retailers and other businesses. If this idea interests you but you don’t know programming, a home study course available from International Correspondence Schools, 925 Oak St., Scranton, PA 18508-9989.

CLOWNING. This business is no laughing matter. decent profits can be earned from doing your funny business at children?s parties and schools. Contact nursery schools, pre-kindergarten classes, and day care centers and offer your services. The schools may not be able to pay much, so birthday parties are probably your best bet. Advertise on community bulletin boards and in local shopper papers. Two publications worth getting are: Creative Clowning, Java Publishing Co.,6510 Lenham Dr., Colorado Springs, CO 80918 ($16.95); and Start A Clowning Business by Donna Huff, 203 State Rd.,Sellersville, PA 18960 ($5).

DJ SERVICE. Good disk jockeys are still in demand for large parties of all kinds: birthdays, anniversaries, small weddings, office parties, dances, etc. You’ll need a large selection of popular dance tunes that covers a wide variety of tastes and styles, and quality sound equipment that is both portable and powerful enough to project throughout a large auditorium. You might consider staging your own dance weekends at a resort, charging per couple. Place ads Yellow Pages for this service.

GARAGE SALE ORGANIZER. Sure you can make some money with your own garage sale, but you can make much more by becoming a professional. You can organize and run garage sales for dozens of households in your town. Your sales pitch is that you know what sells and what doesn’t, how to price objects, how to attract customers and what to serve (such as free coffee). As the organizer, you can either charge a flat fee for your services or accept a percentage of the total take. But you must insist that you run the show, and that your decisions on pricing and display are not questioned. Look for The Garage Sale Book, $7.95 from E.A. Morgan Publishing Co., Dept IO-10, P.O. Box 1375, Huntington, NY 11743-1375. Or How To Profit from Garage Sales, $5.95 ppd. from Income Opportunities Booklets, P.O. Box 40, Vernon, NJ 074672.

Buying vs. Leasing Salon Equipment

When updating salon equipment or starting a new business you have to decide which financing option is best for you. Depending on your budget, you have a decision to make; do I lease of finance my new salon equipment? Here at Keller International we get asked all the time about the pros and cons of buying and leasing salon equipment.

Commonly Asked Questions about Leasing Salon Equipment:

What is the difference between leasing or financing (through a bank) for purchasing my styling chairs and equipment?
What are the advantages to leasing vs. a bank loan?
Who do I turn to for leasing equipment and how does it work?

Leasing Salon Equipment is Easy and Affordable

Leasing is not a new option for salon businesses; in fact a lot of salons lease their equipment instead of financing it through a bank. The advantages of leasing are many. Leasing is quicker and easier for most business owners who have limited capital or who need equipment that must be upgraded every few years, while purchasing equipment can be a better option for established businesses or for equipment that has a long usable life.

Advantages of Leasing Salon Equipment

The primary advantage of leasing salon equipment is that it allows you to acquire salon furniture and supplies with minimal initial expenditures and allows you to finance 100% of the equipment costs, shipping costs, taxes, etc. This frees up your cash and other credit for other purposes.

Another financial benefit of leasing salon equipment is that your lease payments can usually be tax deductible, thus reducing the net cost of your lease. In addition, leases are usually easier to obtain. The lease applications are just one page and approvals are usually within 24 hours.

Leases also have more flexible terms and payment structures than bank loans for buying salon equipment. This can be a significant advantage if you have bad credit or need to negotiate a longer payment plan to lower your costs.

We at Keller International, work with several financing institutions that can finance all your salon equipment needs. Highland Financial Group, Quest Resources, Bank of Cardiff and Beneficial Capital are a few that offer great service and an understanding of the salon and barbershop community.

Credit Repair- Beware The Scam Artists!

Credit repair seems to be the buzzword today. With our economy taking a long ride on the recession train, it seems that dozens of new credit repair companies spring up every week. This leaves the consumer with a sometimes terrorizing ordeal of trying to make the right decision concerning having an outside source repair their credit.

You obviously must be very careful when choosing the right company to help you improve your credit. Let’s look at some of the warning signs to help you avoid the scam artists who are prevalent in this industry.

Number One- If a company or individual wants a large fee upfront before any work has been done, run, don’t walk to the next exit. Many of these predators charge $500-$2500 upfront and are making a very good living doing absolutely nothing! Buyer beware.

Number Two- Avoid the pushy salesman who wants to rush you into a decision. Legitimate credit repair companies already understand the pressures that are on consumers today and our respectful of the individual making an informed decision when they are ready.

Number Three- Do your homework! Check them out on the Better Business Bureau’s website to see if there is any derogatory or negative information on the company. Many times I’ve discovered several complaints lodged against a company and gone elsewhere with my business. Also be aware that not every business will be listed in the BBB’s database. You can check out a business at .

Number Four- Go to Google.com and do a search for that company to see if there is any negative information floating around cyberspace. Many times you will find great information about a company to help you make your decision.

Number Five- Ask the credit repair company if they have any referrals of people that don’t mind being contacted to see if they were satisfied with their services. Most of them won’t give you any because they keep their customers private, however listen to the way they respond to you. Sometimes their tone and demeanor will reveal a whole lot about the company.

In my experience, the legitimate companies that are doing great work for people to improve their credit are extremely hard to find. Years ago, I personally went from enjoying an 824 FICO score down to below the 500s because I lost my business. I was determined to restore my credit, so I will went about educating myself on the credit industry. I have since restored my credit and enjoy helping other people do the same without being ripped off.
One company that can help you tremendously in helping to restore your credit is CreditMac.com . I have found them to be honest and reputable and incredibly reasonable in their pricing. In fact, they dont charge people without providing professional services, they dont charge flat monthly fees or large up-front fees. Additionally, CreditMac.com does not lock you into long-term contracts.
I give them my highest recommendation.

Decorating Your House by Siv Mjellekas

Modern Scandinavian interiors invest heavily in the white color. You will discover that the neatness and fluid flow of the rooms will give you the space you wish even if you do not have a lot of it to start with. The idea is to utilize lots of white or paint everything inside white, then splash some colors that can make things unique and odd at the same time.

Decorating Your Living Room

Siv Mjellekas likes to utilize many different tones towards the solid white finish in terms of decorating living rooms. This is because the light should naturally appear into the location, though a sunroof or a large window that boasts of your outside landscape. You are able to add the tones through minor items, like your couch pillows, the lampshade or the rug. Nevertheless, avoid overdoing it by placing colors on massive objects like a large painting that dominates your wall, the sofa or your fireplace. The colors must only be hints that accessorize the pure white background.

Elements to Consider

Siv Mjellekas intends to integrate a number of elements that will accentuate the modern design better, for example using innovative and state-of-the-art furniture and appliances. These can be black, white or silvery steel. These fixtures will wisely break up the very bright effect of the environment, especially if you’re getting a lot of light from the windows and other sources. In case you would like to provide some balance and add extra warmth into the room, Siv Mjellekas recommends using wood or a carpet. You can invest in a cherry or oak coffee table or place a huge red rug in the center just to add some comfort.

Bring in the Outside

The amazing thing about contemporary Scandinavian interior styles is that it might successfully include the outdoor environment as a seemingly useful part of the living room. All you’ve to accomplish is push the curtains aside to bring in the greenness of the grass and trees on the outside. This will instantly serve as buffers for your solid white finish. It is possible to mix the lights or just shut off all your lights during the day. Only turn some lamps on if you’re utilizing various colors for the lampshades. Build partitions as you do this by rearranging your furniture or just facing some chairs and stools to the windows.